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Showing posts from August, 2011

History of Gold

Gold is a precious metal that can be found on the periodic table under the Au symbol, which is Latin for Aurum. It is a supple, glossy, yellow, solid, malleable, and spongy metal. In the past, gold has had many uses, including money currency, jewelry, electronics and it has been used by dentists for teeth fillings. Gold occurs in nature as either large chunks called nuggets or in small flakes which must be melted together.

The exact date of the first human use of gold remains unknown, but is suspected to be first found by prehistoric cave men and used as a tool. The first recorded use of gold is dated to 4000BC in Eastern and Central Europe. Archeologists have also found very elaborately beautiful gold jewelry and other objects which were found in the Sumerian Royal Tombs which is Southern Iraq today all the way back in 3000BC. The Egyptians also held a high respect for gold, and used it to decorate their kings in life, as well as in death. By 1500BC, gold had become an int…

Buying Gold Jewelry Without Being Ripped Off

Buying gold jewelry can be fun, exciting and confusing. Whether you're considering a gift of gold jewelry for someone special or as a treat for yourself, take some time to learn the terms used in the industry. Here's some information to help you get the best quality gold jewelry for your money, whether you're shopping in a traditional brick and mortar store or online.


The word gold, used by itself, means all gold or 24 karat (24K) gold. Because 24K gold is soft, it's usually mixed with other metals to increase its hardness and durability. If a piece of jewelry is not 24 karat gold, the karat quality should accompany any claim that the item is gold.

Another Way of Looking At the Gold Price Meltdown

Until recently gold prices have been on a tear. After decades of going nowhere, gold has had a year of steadily rising prices, that is until two weeks ago. It appears the hedge fund investors who bid the price up, have decided to take their profits. Gold prices plunged and many financial analysts have proclaimed that the bull market in gold is over. Is it?

Price charts are one way to look at the situation, however we need to dig deeper into the fundamentals to see what the prospects are.

As the hedge fund investors have dumped gold, there is evidence new hands are coming into the market. As some investors leave, and new ones replace them, the volatility in gold prices will remain high. What we need to ask is are these new investors speculators or is there some fundamental reason new investors are coming into the market?

Tips For Choosing High-Performance Mutual Fund

Most people who invest in mutual funds don't know what they are doing. They take advice from someone at a bank or perhaps a friend and plunk down money into a fund. Sometimes this strategy works, but most of the time, it doesn't.  When you invest your money in a mutual fund, you are trusting someone to invest in the stock market for you. Because of this, you want to be sure this person knows what he or she is doing. Also, you want to make sure that this person is not charging you too much to manage your money for you. Mutual funds fees are "hidden," in the sense that they do not charge you an upfront fee but rather a percentage of the amount of money in your account. If this percentage is too high, you would do better just blindly picking stocks yourself.  Here are five helpful tips for choosing the right mutual funds.
1. Keep the fees low. Generally, expense fees should not be much higher than 1% if it is just a basic domestic equity fund. You should never inves…

Pros And Cons of Different Types Of Investments

When deciding where to invest your money, you need to always take into account your investment goals and objectives. Different types of investments carry varying degrees of risks and potential return.
CD A bank CD is a very safe investment. The CD is FDIC insured up to $100,000, so there truly is minimal risk. The only downside is that you cannot withdraw that money in the CD for a specific amount of time or else you'll receive a penalty. Bank CDs generally only pay up to 5% interest. Bonds A bond is essentially a loan you make to a company or a government. Bonds have varying degrees of risk, from essentially risk-free treasuries to junk bonds. The higher the risk of the bond, the higher the return will generally be. Stocks Stocks are investments in companies. Depending on the company, the risk of the investment can be high or low. Obviously, buying stock inJohnson and Johnson is a lot less risky than a new internet startup company. In general, the stock market returns on avera…

How to start Affiliate marketing?

The principle of affiliate marketing is very easy to start. No need to invest anything to begin affiliate marketing. If you have interest, then you can start at about ten minutes. You only need to have your own computer with internet connection to take the first step in this field.

Now let me tell you a basic requirement for success as an affiliate. The first is that you must have a passion for this field. Dedication, determination and confidence is a key requirement for success in their work. You need a website to promote your affiliate products. You can have a website built for you under one hundred dollars, or may choose to build their own.
The domain name must also be purchased for less than ten dollars a year. Finally, you need web hosting to host your web site. You can find accommodation for about ten dollars a month. Listen Read phonetically

What if you do  don’t have the money to start?
If you do not have money to invest, then do not despair. You can start even without any invers…

What is Marketing Research ?

Market research is a technique to collect data from any aspect you want to know how to then interpret and use them. They serve the merchant or entrepreneur to make the right decisions and achieve customer satisfaction.
Research objectives can be divided into three: 1. Social objectives:

Meet customer needs, whether good or service required, the products or services meet the needs and desires that are required when used.
2. Economic objectives:

Determining economic success or failure can have a company when entering new markets or introducing new products or services and thus know more accurately the action to be taken. Listen Read phonetically
3. Administrative Objectives:

Help to grow your business through planning, organization and control of resources and areas that comprise it, to meet market needs in a timely manner.

Success On Forex With Forex Trading Strategies

To become involved in the wonderful and sometimes addictive world of Forex, you will need to have a strategy in place to succeed. There are many forex trading strategies that will help you to push forward in the game, it is just a matter of going out there and finding one that works for you.

To begin with, it is wise to consult with the experts about various forex trading strategies that might help you understand the Forex trading system a bit better. You can find many online forums that will help and you can take part in seminars where highly experienced instructors will explain the whole system and various strategies in detail. You might even be able to practice some of the forex trading strategies with a demo account.

This Forex Tip Could Be Worth Its Weight In Gold

There is no fixed forex forum for the Forex (the foreign exchange) but before you get started trading on the Forex you should try to find a trusted Forex trading forum that includes a number of online traders who can share successful trading strategies with you.

Getting into Forex trading without forex forum tips can be a rocky road. We have gone out to various forums and written down some starter tips for you. Here are three strategies on Forex trading that are recommended by a forex forum online trader and which you should address:

First forex forum tip: know your forex trading market

Educate yourself about the currencies that you trade. The more you know about the country whose currency you're trading in the Forex market, the more accurately you'll be able to predict which way the money will move.

Forex market offers opportunity and information

The forex market is what is called an international exchange currency market, where currencies are exchanged on a daily basis. There are five forex market centers around the world - New York, London, Tokyo, Frankfurt and Zurich. One does not need to be on the trading floor, so to speak to be involved in the forex market. Today, forex trading can be done from home on a computer.

The forex market itself is basically a worldwide connection of traders, who make investment moves based on the price of currencies, or their values relative to other currencies. These traders constantly negotiate prices with other traders resulting in the fluctuation or movement of a currency's value. The value of a currency on the forex market also corresponds with supply. If there is greater demand for the Euro, let's say, then there will be less supply of it on the forex market, which means, in time, it will make a Euro more valuable compared to let's say the dollar. In short, in this forex…

Online motorcycle insurance quote - how to get one

Getting an online motorcycle insurance quote is very convenient, but the online motorcycle quote that you get may not be accurate. You may be in for a surprise if you don't carefully check the information that you send in for the quote, and check the information you receive when you are given a quote.

Start with the information that you are supplying on the form. If you omit any information, or if you get any information wrong, the quote that you receive will not be accurate. You need to remember that this is just a quote. You are not applying forthe insurance, and by supplying wrong information, or omitting information, you won't be doing yourself any favors.

You cannot fool the insurance companies. Omitting information will not get you a lower rate, because when you actually apply for the insurance, the insurance company will get a copy of your driving record, and possibly a copy of your credit report as well. They may require pictures of the motorcycle, or they may r…

How To Find Best - Online Auto Insurance

The law mandates every individual to obtain auto insurance for his/her vehicle before using it. There are several insurance companies offering different types of insurance coverage. Of which the most common types of insurance coverage are complete insurance and liability insurance. Complete insurance, as the name implies, offers complete protection for a specified amount, at the time of any accident involving the insured. While liability insurance, the least coverage one can take, offers protection only to the other person if the insured is involved in an accident.

Nowadays, with the advent of internet, one can take auto insurance from the convenience of his/her home. Online auto insurance is offered by almost all the leading auto insurance providers. This helps the customers to take auto insurance policy easily and without much difficulty.

How to Find Cheap Car Insurance

With the rising costs of fuel and just about every other good or service we purchase, many of us are looking for cheap car insurance. When it comes to cheap car insurance most of us are clueless as to how to go about getting a low cost car insurance policy. There are many factors that influence your car insurance costs drastically.

For example, did you know that the type of car you drive will influence the cheap car insurance you're looking for? Or did you know that using anti theft devices will help reduce your over all car insurance costs? A good driving record will allow you to get cheap car insurance?

The deductible is the amount you pay first out of any claim for an accident. The car insurance policy's cost is directly related to your deductible. A lot of people, especially those with a good driving record, who have had their insurance policy for a long time, have never considered varying their deductible. If you have a clean driving record and are prepared for the…

Insurance And Why You Should Take Notice

Insurance is one of the most essential financial tools you will need in all aspects of your life, yet it is a topic that many people overlook. Insurance can be boring as well as confusing, but it is important that you get the basics right so that you don't get caught out.

Always need more

When you are looking at which types of insurance you need, it is easy to overlook some things that you need insuring. If you can afford to insure something or be protected against something then it pays to do so. You usually need more insurance than you think, both in terms of types of insurance and levels of cover.

Don't pay too much

Although insurance is necessary, you don't want to pay too much for it. Insurance is only worth it at the right price. Paying too much for insurance will outweigh the advantages that it gives you. Always shop around for your insurance, and consult independent financial advice if you are unsure about which insurance package is right for you.


How to get the best child life insurance quotes

Getting child life insurance quotes on the net can be convenient, but are you sure that you are seeing the big picture?

You can see life insurance information child policies, but the words can be cryptic. The child life insurance coverage information could be well-hidden online too! Because child life insurance costs money, it's important to know precisely what life insurance coverage you can get. It may be best to talk to an authorized life insurance agent.

Question You Should Ask About Your Child Life Insurance

Is child life insurance really worth the premiums? Many question the importance of child life insurance. After all, if anyone needs to get insured, shouldn't it be the working parents? While this is indeed a valid argument, there are advantages to getting child life insurance.

It's not so much the benefits as it is about future eligibility. Child life insurance is especially important if your family has a history of medical illness. You see, if you get ch…

Every Top Seller on Ebay Knows This

Ebay selling tips are plastered all over the internet. Huge promises are made, though seldom are they ever kept, and millions of dollars change hands trying to get the most out of the Ebay experience. An Ebay business is conceptually very simple. With the vast amount of competition and the growing trend Ebay is still experiencing, Ebay can be a very difficult method of earning a living.

Ebay can also be a very lucrative method of earning a living. If you get the right Ebay tips, it doesn't have to be an impossible dream to get things really rolling in the right direction.

Online auction software is becoming one of the fastest growing Ebay trends on the internet today. If the software supplies the services you need, then it can really help you toward a lucrative and successful Ebay business. A lot of the online auction software promises a lot but delvers very little. The online auction software is designed basically to give you more repeat buyers in your Ebay store as well as pro…

Why Don't You Have an eBay Store?

First of all, allow me to clear up some terminology about eBay stores. In the USA, they are known as eBay stores, whereas in the UK the term eBay uses is shops. Just to make it easy for me, I'll be calling it eBay stores throughout this article but remember, if you're in the UK, everything I say applies equally to eBay shops.

Now, you may not have heard of eBay stores. Or, you may have heard of them but didn't believe they were relevant to your eBay activity. Perhaps it's time for a re-consideration. Let's see what you may be missing.

So, what exactly is an eBay store?

The best way of describing it is that it's like having your own e-commerce site where you can offer items for sale which you may or may not be auctioning on eBay.

Your store has a unique URL and can be personalized by creating a logo and writing an outline of your business and your policies. The cost of listing items is far less than in eBay auctions.

Secrets to Becoming an Ebay Power Seller

Everyone who has heard of selling on Ebay has heard of power selling. Power selling means that you are huge on the Ebay market and you turn over quite a bit of business every month. It's every Ebayer's dream come true. So how do you get there?

Power sellers on Ebay obviously know something that not everyone knows, otherwise everyone would be a power seller. Their secrets vary, from their business practices to their sales inventory to their advertising techniques. However more and more power sellers on Ebay are turning to or being created by specialized software for Ebay sellers.

Specialized software for Ebay sellers is designed to give any Ebay business a respectable lift. By providing a unique blend of services to really help the average individual toward their goal of becoming a power seller on Ebay, the software for Ebay sellers can really assist not just in marketing but in client retention as well. Any Ebay seller who can successfully retain buyers is destined …

The Sure Fast Way To Make Money On EBay

If you are looking to make some extra money from home, or even looking to start your own business, you will want to look into eBay. There are thousands of people who are making a good living off of selling items on eBay.

But before you get started you will want to do some research on the subject. EBay may sound easy enough, but it can be slightly complicated for a beginner. The first thing you may want to do is buy a book on how to make money selling on eBay. These books offer eBay selling tips from people who have been successful in the industry. If you do not want to purchase a book, there are also hundreds of articles online on how to make money selling on eBay. These articles are a great source of information for anybody who is getting started, and needs help getting their business off the ground.

Opening an eBay shop is also something that a lot of people take advantage of. Again, you will want to do some research on this aspect of the business before starting. …

Online Forex Trading is Quickly Becoming a Booming Business

Online Forex trading is more popular now that most everyone has access to a computer and internet. Unlike the stock exchange, the Forex does not have a particular place for trading to take place. While trading takes place all over the world, online Forex trading makes this process more convenient than ever.

Transactions in the Forex are traded very rapidly. The Forex is open around the clock on every business day of the year. Trading begins every morning in Sydney, Australia and as the business day in each country begins, the Forex online trading opens around the world. Online Forex trading allows banks, financial institutions, brokers and speculators to trade their currency rapidly and with ease. Online Forex trading is also a popular way to change foreign currency because it happens in real time with no delay.

Getting a Forex Trading Education

Many Americans are interested in getting involved in forex trading. Before doing this, you should get a forex trading education. You should never get into forex trading without forex trading education. With the proper forex trading education, you can be on your way to making a tidy profit.

First you need to understand what forex trading is. Forex is short for foreign exchange. Forex trading is the simultaneous exchange of one countries currency for another countries currency. By doing so at the right times, you can gain a profit. A forex trading education can teach you how to do this.

The first part of a forex trading education is to learn the market background. The foreign exchange market is always changing. With forex trading education, you will learn how to monitor these changes to be beneficial for you.

Trading Currency Through Online Forex Brokers

Access to foreign exchange (forex), the most extensive market on the planet, is generally through an intermediary known as a forex broker. Similar to a stock broker, these agents can also provide advice on forex trading strategies. This advice to clients often extends to technical analysis and research approaches designed to improve client forex trading performance.

Financial institutions are generally the most influential in the forex market through high-volume, large-value forex currency transactions. Historically, banks enjoyed monopolistic access to the forex markets, but through the Internet, any forex speculator can also enjoy 24 hour access to the market via a forex broker.

Secure web connections today allow many forex traders to work from home, where ready access to news and other technical advice informs decisions on what forex positions to take. Similar moves are being made by stock brokers, who are also moving out of banks and other traditional institutions.

Forex broker involvement optional

To trade on the forex market, the largest financial market on the planet, one must use a forex broker. Not unlike a stock broker, a forex broker can also makes suggestions about which moves to make when exchanging foreign currency. Some forex brokers even supply technical analysis to some of their clients and offer tips on research to improve their success as forex traders.

Typically in the forex market a forex broker is a banking institution who may buy up large amounts of a certain currency. For years, banks were the only ones who had access to the forex markets. But today with the Internet, any forex trader, who subscribes with a forex broker, can access the market 24 hours a day.

Today, as with stock brokers, the brick and mortar institutions, such as banks, are less of an option for the individual forex trader who works from home, monitoring the news and gaining insight into certain technical information to help with his or her trading decisions.

Where to Get Forex Training

For those of you who are interested in forex trading, you may want to start off by getting some good forex training. Forex training is a necessity for anyone with this interest. This is because a lot of money is involved in forex trading. If you don't get some forex training, you are bound to lose a lot of money.

Some of you may not even know what forex trading is. If you don't know this, you defiantly need some forex training. Forex stands for foreign exchange. Forex trading is basically the exchange of one countries currency for another countries currency. This is done simultaneously in hopes of gaining a profit.

You can get forex training from several different places. The first place you should get forex training from is online. There are many websites that offer free forex training. The forex training these websites offer is both reliable and accurate. The forex training on these websites often offers a free demo account to teach you how to trade …

Gold Coins - An Investment in Your Financial Liberty

When you have a child, or even before you do, start collecting gold coins. When your child grows up, cash them in to send your high school graduate to the University of their choice. Your child can do the same for your grandchild. Collecting gold coins can make something special for your family. It can make your family special. Even rich and famous. Can it be done? Has it been done? Well, do you recognize any of these family names?

If you have heard of the Adams family, or the Brand family, or the Dupont family, or the Royal Farouk family, or the Garrett family, or the Green family, or the Hopkins family, or the Hunt family, or the JP Morgan family, or the Onassis family, or the Rothchild family then there is a good reason why. They built their fortunes from collecting gold coins.

Take for instance Mayer Amschel Rothschild. He worked in a coin shop, which made the way for the Rothschild's destiny as the richest family in the world. Because it is there that he learned the val…

Gold Investing - Retire Without Fear

This is the time! The day you have been longing for, but perhaps not so sure about. The desk may be cleared and everyone is admiring the presentation gold watch in its smart box. You may even have your retirement lump sum-could be the largest sum of money you have seen in your life. It is a good feeling but can also be an intimidating one. Now more than any time you need good investment advice. Even in being careful, you face financial risks at retirement time.

The Main Risks Are
* Longevity: the risk of outliving your assets is very real.
* Inflation: the inexorable price-rise in goods and services will eat away at the purchasing power of your hard-earned savings.
* Asset allocation: if you haven't chosen the right mix of investments, your portfolio could fail to grow.
* Health care expense: you need a reliable source of income to cover rising health-care costs.
* Withdrawal rate: if you withdraw too much too soon, you are in trouble.

Gold Investments: A Few Helpful Tips

Throughout history, gold has been a highly valued substance. It's unique properties and relative scarcity caused almost every world culture to use it as a form of money, as well as a way to "store" value. Although it has lost much of its importance as a form of currency, gold investments still provide a great way to protect your money and diversify a portfolio.

Over the past few years, gold prices have been steadily rising. There is a very good chance this trend will continue over the long-term, making it a good idea to put some money into gold investments now. Also, buying gold is a great way to hedge against other investments. Due to uncertainty in the stock market and the value of the US dollar, it's a good idea to put 10-20% of your money into a hedge fund in order to protect yourself. Gold and silver have always been considered to be among the best forms of hedge investments because they have relatively stable values (due to very small changes in suppl…

Affiliate Marketing Comes to the Vacation Rental Business

Vacation Rental Property Manager's are always trying to find new ways to bring in more guests and increase revenue. Some offer discounts during slow times, some offer additional amenities such as complementary beach chairs, a typical offer from beachfront property in Florida, or other inducements to distinguish thier property from others.

In the highly competitive vacation rental market everyone is scrambling to find more ways to entice guests. A small company in Missouri is adding a new twist to vacation rental marketing, an affiliate program.

While affiliate programs are not uncommon in the internet world they are not a widely used marketing strategy in the travel business. In the travel business you have licensed travel agents making commissions on lodging, airline tickets and car rental. With the development of affiliate programs anyone can now make a commission by referring guests to a particular lodging facility.

How To Prepare For A Fundraising Event

Well, that time of the year is upon us once again. People from all walks of life start to band together in pursuit of one common goal, to get their favorite candidate elected come November. Yes, election season is just about to arrive, meaning that we can now start flooding our candidates with enough wads of money to ensure that their campaign will stay afloat all the way up to the day we vote in these midterm elections. One of the most important aspects of any respectable campaign is the need to raise enough money to pay for advertisements, mudslinging jabs at an opponent, and all of the supplies and wages that are ultimately necessary to keep any campaign running at full steam. A lack of funding can easily mean that a candidate who should have otherwise easily swept the votes at the poles could end up simply treading water in a feeble attempt to save his political life.

No campaign can run without the need for fundraising. The act of raising funds for your favorite can…